Penny and the Magical Money Tree — A children's book about money for ages 3–7

Penny and her grandfather under the magical money tree

Personal finance for kids made easy

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Meet Penny

Penny plants a magical seed

Penny finds a magical seed

Penny waters her growing tree

She plants it and tends it

Penny stands beside her magical money tree

It grows into wealth she shares

Trusted by families, schools & advisors

5,000+

copies sold

1,000+

families

100+

schools

100+

financial firms nationwide

As featured in

METROWEST DAILY NEWS
MORGAN STANLEY
EDWARD JONES
REPLIT
SURVIVOR
METROWEST DAILY NEWS
MORGAN STANLEY
EDWARD JONES
REPLIT
SURVIVOR
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Loved by little readers

Real kids, real smiles, real money lessons.

Girl reading Penny and the Magical Money Tree on the couch
Boy peeking over the Penny and the Magical Money Tree book
Girl playfully holding up the Penny book

Why parents choose Penny

Four big reasons one little book matters.

$

Builds lifelong money habits before age 7

The earliest years are when financial behaviors take root. Penny plants the seed.

Read-aloud tested for 3–7 year olds

Short sentences, big feelings. Designed for snuggly bedtime story time.

Endorsed by financial advisors

Reviewed by certified planners and parent educators for real-world soundness.

Beautiful keepsake quality — built to be re-read

Hardcover, thick pages, gentle illustrations. Made to live on the bedside shelf.

Coming soon

Meet the Penny App

Kids earn allowance by completing chores, then choose how to save, spend, invest, and give — with a real debit card once they hit their goal. Built for ages 5–12.

Join the waitlist, get 20% off the book

Be first in line for the app and save on Penny's hardcover today.

Join the Waitlist & Save 20%Learn more about the app →
Penny app savings dashboard with kid-friendly debit card, viewed on an iPad

Questions, answered

Penny is designed for ages 3–7, with simple language, big feelings, and bright illustrations that grow with your child.

Bulk pricing inquiry

For schools, libraries, advisors, and businesses ordering 10+ copies.

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